Baltimore Washington Eye Center, Maryland

Tuesday, October 24, 2017

Shopping for Health Insurance & Deductibles



Obamacare was supposed to help patients become better healthcare consumers by allowing them to shop for high deductible health plans at lower cost. High deductible health plans are sold as a way for consumers to take greater control over managing their medical costs, but new research shows people on those plans are no better at price shopping for health care professionals or services than people on traditional insurance. The study surveyed more than 1,000 “high deductible" health insurance enrollees of which 71% believe out of pocket costs were important to consider when choosing a doctor. They compared this to 852 enrollees traditional of “low deductible” plans and they had the exact same perspective. The researchers also found that during their last use of medical care, the “high deductible” plan enrollees were no more likely than traditional plan enrollees to consider going to another professional for care or to compare out of pocket costs across health care professionals. They concluded that “having more skin in the game” makes no difference on how consumers shop for health care and insurance.

If you need help understanding your health insurance as it relates to any aspect of eye care service we provide please do not hesitate to ask us by calling Baltimore Washington Eye Center at 800-495-3937, or visit Baltimore Washington Eye Center, Google+ or facebook.com/baltimorewashingtoneyecenter.

Baltimore Washington Eye Center is a leading eye care practice with office locations at 200 Hospital Drive, Suite 600, Glen Burnie, Maryland 21061, 2391 Brandermill Blvd., Suite 200, Gambrills, Maryland 21061 and Turf Valley Town Center, 11089 Resort Road, Suite 206, Ellicott City, Maryland 21042, serving the greater Baltimore and Washington, D.C. area.